Pathway Mortgage
39555 Orchard Hill Place Suite 600
Novi MI, 48375
NMLS #1429389
Need Mortgage Help? 248-587-7007
  • Purchase or Refinance Home Mortgage OptionsWe Make Purchasing or Refinancing a Breeze!  We close loans in an impressive 25 days or less! Get Started Now!

    Purchase or Refinance Home Mortgage Options

    We Make Purchasing or Refinancing a Breeze!  We close loans in an impressive 25 days or less! 

    Get Started Now!

  • Purchase or Refinance Home Mortgage OptionsWe have many downpayment options for Conventional, Jumbo, FHA, and VA Loan programs! Get Started Now!

    Purchase or Refinance Home Mortgage Options

    We have many downpayment options for Conventional, Jumbo, FHA, and VA Loan programs! 

    Get Started Now!

  • Purchase or Refinance Home Mortgage OptionsGet Started today, It's quick, easy and hassle-free!Get Started Now!

    Purchase or Refinance Home Mortgage Options

    Get Started today, It's quick, easy and hassle-free!

    Get Started Now!

  • Purchase or Refinance Mortgage OptionsNo matter what type of loan you need, we're with you every step of the way.Get Started Now!

    Purchase or Refinance Mortgage Options

    No matter what type of loan you need, we're with you every step of the way.

    Get Started Now!

  • Pathway Mortgage 39555 Orchard Hill Place #600Novi, Michigan  48375 

    Pathway Mortgage 

    39555 Orchard Hill Place #600

    Novi, Michigan  48375

     

  • Mortgages Made EasyDeciding which mortgage product is best for you depends on your unique circumstances, there is not one correct answer, let one of our qualified home loan experts review this with you for the best option! 

    Mortgages Made Easy

    Deciding which mortgage product is best for you depends on your unique circumstances, there is not one correct answer, let one of our qualified home loan experts review this with you for the best option! 

LOAN PROGRAMS
  • View the programs available today in the mortgage industry
TODAY'S RATES
  • View today's mortgage rates and APR's.
MORTGAGE NEWS
  • Check out the latest in the mortgage industry.

Mortgage Loans, Purchases, Low Downpayment, and No Downpayment Mortgages in Michigan

Welcome to the official site of Pathway Mortgage. We are a full service mortgage company based in Novi, Michigan. We specialize in Mortgage Loans of all types in Michigan, even Low or No Downpayment Loans. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money with your current primary home, vaction home, or investment property with many new lower monthly payment options.

We pride ourselves on excellent Lending and Communication practices.  Our goal is to bring value through quick-processing and closing turn times, constant communication, and ON-TIME closings, 30-days or less.  Highly experienced in all lending aspects, we specialize in and have available many uinque programs that many lenders are not interested in offering. If your credit is less than perfect let our experienced team help you get back on track, we find and have options for special situations that most other lenders cannot do or will not do. 

Need a "real" preapproval (not just a prequalification) immediately to put in with a real estate offer - we will get it done after hours and weekends.  We actually review your documents and run an application through lender underwriting system for your approval, so you and your real estate professional can make solid offers with confidence.  

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Conventional

Refinancing? We can do that quick and efficient, Don't wait for slow Lenders!

We offer a wide range of refinance options, designed to best meet the needs of our borrowers. Whether you are local or located somewhere else in the state of Michigan, we can close your loan quick so you can start taking advantage of the benefits of your new loan right away.  If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | HARP | Jumbo

Contact Pathway Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Recent Articles

Nov
11
2025
50-Year Mortgages? Here’s What You Need to Know
A New Idea: 50-Year Mortgages According to a recent Forbes report, the Trump administration says it’s exploring the possibility of 50-year mortgages as part of a plan to make monthly housing payments more affordable. It’s an eye-catching headline — a mortgage...
Nov
08
2025
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
What’s Changing Fannie Mae — one of the two major agencies that back conventional mortgages — just made a major update to its Desktop Underwriter (DU) system, the automated tool lenders use to approve home loans. Until now, most conventional loans required a...
Nov
06
2025
What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
The 5th-Grader Version Think of mortgage rates like the price of a bus ticket. The bus company (the bond market) sets the ticket price based on how many people want a seat and where the bus is headed. The Fed doesn’t set the bus ticket directly. It makes announcements that can...
Oct
29
2025
Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why
If you’ve heard that the Fed cut interest rates and wondered why mortgage rates rose instead of fell, you’re not alone. It’s one of the most common misunderstandings in the market—and this week’s Fed meeting was a perfect example of why that happens...

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